Medical Underwriting expert (m/f/d)

Your Areas of Impact:

1. Strategic Evolution of Algorithms & Workflows

• Refining Logic: Lead the further development and clinical optimization of our existing medical underwriting algorithms.
• Product Roadmap: Work together with the Product Owner to prioritize medical enhancements and translate business requirements into medical logic.
• Scale & Accuracy: Ensure our underwriting engine remains state-of-the-art and adaptable for various international markets.
  
  

2. Data Synergy & Evidence-Based Logic

• Collaborative Analysis: Partner closely with our Data Team to validate medical assumptions against real-world data and refine our predictive models.
• Data-Driven Insights: Use clinical expertise to help the data team interpret health trends and incorporate these findings into our underwriting tools.
  
  

3. Medical Risk Assessment & Advisory

• Expert Judgment: Provide high-level medical expertise to assess complex health conditions and translate them into sustainable underwriting risks.
• Internal Authority: Act as the primary medical consultant for our product teams, offering clarity on diagnoses, symptoms, and global medical developments.
  
  

4. Innovation & Quality Assurance

• Continuous QA: Regularly execute and oversee quality assurance processes for our tools to maintain the highest level of clinical integrity.
• E-Health Trends: Keep the team ahead of the curve by monitoring international e-health innovations and integrating new clinical standards into our systems.

 

Your Profile:

• Education: University degree in Human Medicine
• Experience: 3+ years of professional experience in (strategy) consulting or within the Health Insurance sector (e.g., medical risk management, product development, or digital health).
• Cross-Functional Expert: You have a proven track record of working effectively with Product Owners and technical teams. You speak "medicine" and "product" fluently.
• Data Affinity: You have a strong understanding of medical data analysis. Experience with R, Python, or similar tools is a significant advantage, as is the ability to communicate complex medical concepts to a data team.
• Analytical Strength: Excellent conceptual skills with the ability to think in "logical trees" and structured workflows.
• Independence: A proactive "owner" personality who thrives in a fast-paced environment with flat hierarchies.
• Languages: Excellent written and oral communication skills in both English and German are required.

 

Our Benefits:

• The Best of Both Worlds: Enjoy Allianz Group benefits while working in a start-up culture with flat hierarchies and fast decision-making.
• Real Impact: Your work has direct business impact, and you will see the results of your initiatives live in markets across the globe.
• Flexibility: Balance your work and other commitments with flexible working hours and the chance to regularly work from home.
• Team Environment: Work in a fun, diverse and international team of highly motivated colleagues who support each other and celebrate successes together.

 

 

Location:

 

Munich-Riem (Willy-Brandt-Platz 3; Messestadt West U2)